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Oscar is adding visibility to cost, care options, and patient history via their online tools. Oscar Health, out of New York, recently did their part to lower prescription drug costs. 3. That's the lifeblood of a health carrier in terms of surviving the current environment. Oscar Health, out of New York, recently did their part to lower prescription drug costs. The following is a guest post from Daniel Black, a strategy consultant at brand strategy firm Vivaldi.. Oscar Health is an ambitious organization. Oscar Health slashed its losses from $131M in 2017 to $57M in 2018 — but the insurer's low membership growth for 2019 hints at a potential roadblock. Oscar Health now caps some members’ out-of-pocket costs for insulin and other drugs. We'll see if this translates to better outcomes and ultimately, better costs. There is now a cap on insulin costs under Oscar Health. Oscar drove down its medical loss ratio in the first half of 2018 to 74 percent. Through this brief process, Oscar can direct clients to the most cost-efficient health plan with the person's health in mind. The company announced its individual plan members will pay only $3 for a month’s supply. Out-of-network costs will only be covered in an emergency, says Thorsten Wirkes, vice president of Strategic Partnerships, Oscar Health. The company focuses on the health insurance industry through telemedicine, healthcare focused technological interfaces, and transparent claims pricing systems which would make it easier for patients to navigate. The company announced its individual plan members will pay only $3 for a month’s supply. Individuals are then able to see all of Oscar insurance plans, costs (deductibles, copays, out-of-pocket maximums, and health insurance premiums, including government subsidies if you qualify), benefits, and recommended options to help decrease out-of-pocket costs. 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